Access The Funds You've Already Paid Into Your Home Loan Today!
Make Repairs & Renovations Without Waiting!
Cover Major Upgrades, Serious Renovations, Or Even A Dream Vacation. 
Pay off debts and more with a cash out refinance!
Have you been wanting to make repairs or renovations to your home, but had difficulty finding the funds? Fortunately, there are great options available that don’t involve taking out additional mortgages, personal loans, or credit cards. A cash-out refinance, for instance, helps homeowners access the funds they’ve already paid into their home loan to cover major upgrades, serious renovations, or even a dream vacation. If you’re considering a cash-out refinance, The Home Loan Expert can help you determine if it’s the best option for you and walk you through the entire process.
*Final loan approval is subject to additional terms and conditions. 5 minutes represents a typical time period in which a representative from The Home Loan Expert, LLC may contact the submitter from the time of initial submission during normal business hours. All home lending products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Other restrictions and limitations may apply.
The Home Loan Expert
What is a Cash-Out Refinance?
As you pay off your mortgage, you gain equity in your home which you can use to your benefit. Equity is the difference between what you owe on your mortgage and the value that your home is worth. For example, if you owe $100,000 on your mortgage and your home is valued at $200,000, then you have $100,000 of equity.

Equity can be gained in two main ways—your home increasing in value, or by paying down your mortgage principal. With a cash-out refinance, you utilize the equity you’ve built into your home, borrow more than you owe on the mortgage, and get cash for the difference. This type of refinance is very helpful for homeowners who want to make more expensive home repairs or anyone who needs extra funds for unexpected expenses.
Lower Your Rate
Reducing your interest rate can save you a lot of money in the long term while also lowering your monthly payment.
Shorten Your Loan Term
Shortening your loan term allows you to speed up the rate at which you build equity. That means saying goodbye to years of payments!
Lower Monthly Payments
Who doesn’t want a lower monthly payment? Lowering your payment can save you thousands over the life of your loan.
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